Saturday, October 27, 2012

My WordPress Website ? insurance agent-Brunswick

insurance agent Brunswick ME Each year, more automobiles and drivers hit the roads. With so many vehicles on the road, crashes can happen. If you get in a car accident, the auto insurance you have can make a large difference in the experience you have. So how can you find out what type of car insurance you need and the quantity you should purchase? Auto insurance provides you with protection from covering the cost of damage caused to your car or another person?s car and injury to others, yourself, or your passengers, and certain other incidents, such as theft. By not owning insurance, you run the risk of having to pay the total price of the harm or injury you cause others or of repairing or replacing your car if it is damaged or stolen. Liability: Personal injury and property damage that you are responsible for will be paid for under liability insurance. If you are in legal trouble, liability insurance will pay for your defense and court costs. State laws usually require minimum amounts, but higher amounts can be purchased and are very beneficial. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you and your passengers, regardless of who was at fault in the crash. It is required in some states and optional in others. State law usually sets minimum amounts. Medical Payments: This coverage is available in non-no-fault states; it will pay despite who carries responsibility for an accident. All necessary medical or funeral expenses will be covered under this insurance policy. Collision: Pays for damages to your car caused by a collision. Comprehensive: Applies if your car is stolen or damaged by causes other than an accident, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Pays for repair and replacement costs when an insured person is in an accident caused by a driver who does not have liability insurance or by a person who cannot be identified (usually a hit-and-run driver). Under-Insured Motorist: Pays for damages when a driver with insurance is in an accident caused by a driver who does not have enough liability insurance to pay for the total cost of the damages. Other policies, including car rental, are also available.

Source: http://cspangeek.com/insurance-agent-brunswick/

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